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How you invest your time determines how your financial future will unfold
Many say they cannot invest because they have no money. The wise invest their time when they have no money.
Unfortunately, many people have no time to invest. Why? All their time is spent in their place of work because they think that working harder and longer will make them financially richer. Nothing could be further from the truth. Working more doesn’t mean making more.
If you ask most people why they’re doing all this work, they’ll tell you it’s for money. By this, they mean a steady paycheck that provides security.
Money is one of the primary reasons people take on a high-paying job that they don’t like but which they spend most of their waking hours at — all while the things they really love in life sit on the sidelines waiting for them to finish working.
The problem with this approach is that you only make money as long as you show up at your place of work. The only thing of value that you have to sell to an employer is your time. So, in order to make more money, you have to work longer hours, which is physically exhausting.
Because you only have a finite amount of time and energy, as an employee, your earning potential is finite.
You only have so many days you can sell.
Conversely, if you ask most wise people what they work for, and they’ll tell you it’s for assets.
By this they mean investments and businesses that provide steady cash flow each month with little-to-no work. Instead of spending their life working for money, the wise work to understand how to make money work for them through financial education.
Adding more assets is much different than working for a paycheck. For instance, adding assets doesn’t require working longer or harder. These assets provide passive income, even while you’re sleeping or playing.
This is not to say that the wise don’t work. They do, they just work for different outcomes.
Seeing the massive opportunity the online world offered in the form of digital assets, but growing up in the pre-internet age and not being confident in digital skills, we invested time to grow our online business (digital assets) through financial education when we had no money to speak of, and found the education and mentoring given by SFM of real clarity amongst all the noise. That’s why we choose to signpost others to their services.
How about you?
What are you working for?
What are you investing your time in?
Are you working towards making money work for you through the power of assets?
Or do you spend your days toiling away at a job you hate in order to make money?
If so, what’s holding you back?
We encourage you to put some time aside to start investing in your financial education and building for your future through the power of assets.
If you haven’t done so already, why not try the Webcast which is transforming perspectives on how to generate an income online, revealing strategies for growing your income with a business you are passionate about. Click here to get started.
Most people in developed countries admit to using a technological device during the hour before turning in, and children often use electronic media to help them relax at night.
Now, if you’re getting started in setting up an online business, or are already running one, then you may be one of those statistics who use electronic devices late into the night, like we used to, until we found out the evidence that this can make it harder to settle down to sleep.
You see, using electronic devices before bedtime can be physiologically and psychologically stimulating in ways that can adversely affect your sleep.
Here’s what happens: Using TVs, tablets, smartphones, laptops, or other electronic devices before bed delays your body’s internal clock (your circadian rhythm), suppresses the release of the sleep-inducing hormone melatonin, and makes it more difficult to fall asleep.
This is largely due to the short-wavelength, artificial blue light that’s emitted by these devices, LED light in particular. The more electronic devices that a person uses in the evening, the harder it is to fall asleep or stay asleep, even if you’re physically exhausted, because of how the messaging in the brain responds to that type of light.
Besides increasing your alertness (like caffeine) at a time when you should be getting sleepy, which in turn delays your bedtime, using these devices before turning in not only delays the onset of REM sleep – the most productive part of sleep, but reduces the total amount of REM sleep too, thereby compromising your alertness the next morning. Over time, these effects can add up to a significant, chronic deficiency in sleep. Which is bad news not only for running a business, but bad news for your health and well being.
All of this is true for children and adults alike.
Research shows the onset of sleep can be delayed by the use of electronic viewing devices at night
Sunday is a great time to pause from our work and enjoy REST with those dear to us. So this Sunday, why not try to cut out electronic devices and even dim the lights (especially LED lights) for the night. Try stopping ‘screen time’ two hours before bed, one hour before bed, or even 30 minutes before bed—the earlier in the evening, the better, but whatever is realistic in your circumstances.
We implemented this change and really felt the benefit.
One good substitution is reading an old-fashioned printed book under lamplight (as opposed to bright overhead lighting) or an e-reader (like the Kindle Paperwhite, as opposed to the Kindle Fire) is also a good idea, because it doesn’t produce the same type of blue light that a smartphone or tablet would.
Anyway try these tips for yourself, and let us know if your sleep improves.
Hope you have a restful Sunday with those dear to you!
You know, one of the questions we get asked so often is:
“If I join SFM do I have to sell SFM products?”
and the answer is “No.”
While the SFM products and services can be marketed by members who receive up to 40% commissions on certain sales, and that’s great if you’re starting out without your own product, many members take advantage of the education and mentoring purely for their own product lines, like Anna Davidson Thawe.
After 15yrs in the corporate world, Anna began her online business start up journey.
Her online success resulted in her being included in the UK’s Top 100 Mums in Business Award in 2012, with her online success also featuring on BBC TV, and resulting in her appointment as an expert panelist for The Guardian Newspaper.
And, Last month, Anna, who herself uses the Six Figure Mentor business model shared her insights with SFM Members on:
“How to use Instagram & Facebook to reach more people”.
Now, this is valuable information whether you’re already running an online business and looking to scale up, or, if you’re just starting out and starting to educate yourself, because getting your messaging/products in front of your customers if the lifeblood of any business.
This was an exclusive private training webinar, but one of over 6,500 tutorials available to Six Figure Mentor members which we’re sharing with you today FOR FREE using the access link below:
Click on the Link above to be redirected to the FREE Training
Part 2 of Anna’s insights will be broadcast to SFM members on 8th November 2018.
So, if you’re interested in learning how to make a profit online, not just abstract theory, but learning from those, like Anna, who are themselves making a profit online, then if you haven’t already, why not sign up for a NO RISKFREE TRIAL of the same system Anna uses.
One of my roles as a consultant over the years in what is now commonly called organisational resilience has been to come alongside Critical National Infrastructure businesses to identify threats/risks that an organisation may be vulnerable to, perform a gap analysis of organisational capacity and capability to deal with those threats/risks, then, identify opportunities for enhancement to enable a more resilient response.
I can share with you that regardless of the subject matter under review, the opportunities for enhancement identified came with the caveat that resilience is a journey not an end point. In other words, you can never be 100% resilient to all risks and threats, however, you can be more, or you can be less resilient than you are now. So, on the journey to resilience, I see my role as giving people a road map so that they can take the steps they need to becoming ‘more’ rather than ‘less’ resilient. It is however up to them whether they choose to take those steps or not.
So how does this apply to the small business owner, I mean, we can understand the large corporations taking organisational resilience seriously and going for ISO accreditation, but if you’re a sole trader already running or looking to start an online business, how does organisational resilience apply to you?
Well the first thing I would ask is, are you serious about starting/running an online business, or is it more like a hobby, something you’ll dip in and out of when you feel like it?
Only you can answer that question, but for those who are serious about running an online business, then all I can say is please do be serious about it, and do run it as you would any business, and that includes identifying threats and risks that you need to deal with.
The importance of your digital data
As an online business owner, think about how much you rely on your digital data, such as customer details, quotes, orders, and payment details. Now imagine how long you would be able to operate without that data?
You see, the truth is, all businesses, regardless of size, should take regular backups of their key data, and make sure that these backups are recent and can be restored. By doing this, you’re ensuring your business is more rather than less resilient, and can still function following an impact such as a flood, fire, physical damage, theft or other loss.
So to encourage you to be more rather than less resilient in your online business, here are 4 steps you can consider taking:
Step 1: Identify what data you need to back up
Your first step is to identify your essential data. That is, the information that your business couldn’t function without. Normally this will comprise documents, photos, emails, contacts, and calendars, most of which are kept in just a few common folders on your computer, phone, tablet or network.
Step 2: Keep your backup separate from your computer
Whether it’s on a USB stick, on a separate drive or a separate computer, access to data backups should be restricted so that they are not permanently connected (either physically or over a local network) to the device holding the original copy Ransomware (and other malware) can often move to attached storage automatically, which means any such backup could also be infected, leaving you with no backup to recover from. For more resilience, you should consider storing your backups in a different location, so fire or theft won’t result in you losing both copies. Cloud storage solutions are a cost-effective and efficient way of achieving this.
Step 3: Consider the cloud
You’ve probably already used cloud storage during your everyday work and personal life without even knowing – unless you’re running your own email server, your emails are already stored ‘in the cloud’.
Using cloud storage (where a service provider stores your data on their infrastructure) means your data is physically separate from your location. You’ll also benefit from a high level of availability. Service providers can supply your organisation with data storage and web services without you needing to invest in expensive hardware up front. Most providers offer a limited amount of storage space for free, and larger storage capacity for minimal costs to small businesses.
Step 4: Make backing up part of your everyday business
OK, so backing up is not a very interesting thing to do (and there will always be more important tasks that you feel should take priority), but the majority of network or cloud storage solutions now allow you to make backups automatically. For instance, when new files of a certain type are saved to specified folders. Using automated backups not only saves time, but also ensures that you have the latest version of your files should you need them.
Many off-the-shelf backup solutions are easy to set up, and are affordable considering the business-critical protection they offer. When choosing a solution, you’ll also have to consider how much data you need to back up, and how quickly you need to be able to access the data following any incident.
So do take those 4 small steps towards becoming more resilient online, and if this isn’t just a hobby for you, if you’re serious about getting professional mentoring for the whole lifecycle of online business principles by individuals who are themselves running successful online businesses, then why not set up your own FREE TRIAL account with the Six Figure Mentors by clicking here.
You’ll be able to explore the SFM system for 30 days, have a FREE 1-2-1 with a system consultant over the phone at a time convenient to yourself, and if during those 30 days you feel it’s not for you, then you can cancel at any time without any additional cost to yourself.
Last week we shared with you the inspiring online business start up story with you of Tony & Ness Hales from here in the UK.
Despite their world falling apart after a work related injury for Tony, the sole family bread winner, the Hales stepped out of their comfort zone and put their minds to learning new skills from SFM’s ImportXperts team so that they could start their own online business from home.
This week we want to encourage you on your online business journey by sharing another success story, that of Andrea.
In the video below, Stuart interviews Andrea who is one of SFM’s ImportXperts students. Andrea shares her first-hand experience about how she found the ImportXperts process and her subsequent eCommerce success, selling 88 units of her first product within 4 days of launching – and as you’ll hear in the video, she started from scratch having never sold online before (apart from one eBay sale).
As a result of her success, she won all expenses trip paid to China with the ImportXperts team courtesy of SFM:
One of the questions we get asked so often is “If I join SFM do I have to sell SFM products?” and the answer is “No.”
While the SFM products and services can be marketed by members who receive up to 40% commissions on certain sales, and that’s great if you’re starting out without your own product, many members take advantage of the education and mentoring purely for their own product lines, or, like Andrea and the Hales, they’ve taken advantage of the SFM ImportXperts training and now have their own branded product lines which they manage through an agent linked to the product manufacturer.
So please do check out Andrea’s story, and if you’re still undecided about the SFM system, then why not set up your own FREE TRIAL account by clicking here.
You’ll be able to explore the system for 30 days, have a FREE 1-2-1 with a system consultant over the phone at a time convenient to yourself, and if during those 30 days you feel it’s not for you, then you can cancel at any time without any additional cost to yourself.
We share these REAL LIFE stories with you to encourage you on your own journey and to remind you that their success CAN BE YOUR SUCCESS!
We’re all on a journey, and it’s good to inspire one another on that journey, because let’s face it, we all get knocks and set backs.
So as you consider your options around which path to take on your online business journey, we’d like to share another inspiring online business start up story with you, that of Tony & Ness Hales from here in the UK.
Despite their world falling apart after a work related injury for Tony, the sole family bread winner, the Hales stepped out of their comfort zone and put their minds to learning new skills so that they could start their own online business from home.
Please do take 4 minutes to watch their inspiring success story here:
You know, one of the questions we get asked so often is “If I join SFM do I have to sell SFM products?” and the answer is “No.”
While the SFM products and services can be marketed by members who receive up to 40% commissions on certain sales, and that’s great if you’re starting out without your own product, many members take advantage of the education and mentoring purely for their own product lines, or, like the Hales, they’ve taken advantage of the SFM ImportXperts training and now have their own branded product lines which they manage through an agent linked to the product manufacturer.
Note – the ImportXperts team are heading off to the Hong Kong Canton Fair 18-22 Oct and there are only 2 places left. This trip will give you the opportunity to put the foundations in place to build a successful eCommerce business, saving you both money and time in comparison to trying to do it virtually. If you’d like more information about this specific trip, then drop John an email at john@importxperts.com
So please do check out Tony & Ness’s story, and if you’re still undecided about the SFM system, then why not set up your own FREE TRIAL account by clicking here.
You’ll be able to explore the system for 30 days, have a FREE 1-2-1 with a system consultant over the phone at a time convenient to yourself, and if during those 30 days you feel it’s not for you, then you can cancel at any time without any additional cost to yourself.
